If you’re on the hunt for a dessert that feels like a little treasure trove of tropical flavors and comforting textures, look no further than this Millionaire Pie Recipe. Sweet condensed milk, zesty lemon juice, juicy pineapple, crunchy pecans, and fluffy whipped topping all come together inside a buttery graham cracker crust to create the perfect no-bake treat. It’s the kind of pie that brings smiles around the table, whether for a special occasion or a casual summer gathering. Each bite is a delightful balance of creamy, tangy, nutty, and sweet that feels downright indulgent yet effortless to make.

Ingredients You’ll Need
This Millionaire Pie Recipe relies on simple ingredients that each add their own magic to the final taste and texture. From the rich sweetness of the condensed milk to the crunch of pecans and the tropical hint of pineapple and coconut, every element is essential for that classic flavor combination.
- Prepared graham cracker crust (9-inch): Provides a crunchy, buttery base that holds all the luscious filling perfectly.
- Sweetened condensed milk (1 can, 14 ounces): Adds creamy sweetness and helps thicken the filling beautifully.
- Lemon juice (1/4 cup): Brightens the pie with a refreshing tang and helps the filling set.
- Crushed pineapple, drained (1 can, 8 ounces): Brings juicy tropical flavor and moisture to the mix without sogginess.
- Chopped pecans (1 cup): Offers a satisfying crunch and a toasty nutty depth.
- Sweetened shredded coconut (1 cup): Imparts chewy texture and enhances the tropical vibe.
- Whipped topping (1 1/2 cups): Makes the pie light, fluffy, and utterly creamy.
- Maraschino cherries (optional for garnish): Adds a pop of color and a fun, classic touch.
How to Make Millionaire Pie Recipe
Step 1: Prepare the Base Mixture
In a large bowl, combine the sweetened condensed milk and lemon juice. Stir them together until thickened, about a minute; this is when the magic starts to happen as the lemon juice curdles the milk slightly, giving a creamy yet tangy base for the pie.
Step 2: Fold in the Fruits and Nuts
Carefully fold in the drained crushed pineapple, chopped pecans, and shredded coconut. Folding gently ensures the ingredients are evenly distributed without deflating the base mixture, keeping all those contrasting textures intact when you bite into the pie.
Step 3: Add the Whipped Topping
Next, gently fold in the whipped topping until the mixture becomes light and fluffy. This step is key to giving the pie its airy, luscious mouthfeel — it balances the richness of the condensed milk and the crunch from the nuts and coconut beautifully.
Step 4: Assemble and Chill
Spoon the sumptuous filling into your prepared graham cracker crust and smooth the top with a spatula. Refrigerate the pie for at least 4 hours, or until it is firm and chilled through. This chilling time allows the flavors to meld and the pie to set perfectly for slicing and serving.
How to Serve Millionaire Pie Recipe

Garnishes
While the pie is plenty flavorful on its own, adding a few maraschino cherries on top just before serving gives it an inviting, festive look. You could also sprinkle some toasted coconut or a few extra pecans for added texture and a little visual flair.
Side Dishes
This pie shines brightest as the star of a light summer meal, so pairing it with fresh fruit salad or a crisp green salad keeps things balanced. A glass of chilled iced tea or sparkling lemonade complements the pie’s tropical notes beautifully.
Creative Ways to Present
Try serving your Millionaire Pie Recipe in individual clear dessert cups or mason jars for a charming presentation at parties. Layering the filling with fresh pineapple chunks or adding a drizzle of caramel sauce on top adds a creative twist that will wow your guests.
Make Ahead and Storage
Storing Leftovers
Once made, Millionaire Pie keeps very well in the refrigerator for up to 3 days. Cover it tightly with plastic wrap or store in an airtight container to maintain its fresh flavor and prevent the crust from becoming soggy.
Freezing
While you can freeze the pie, it’s best to do so only if necessary. Wrap the whole pie securely in plastic wrap and then aluminum foil to avoid freezer burn. Thaw overnight in the fridge before serving—note that the texture may be slightly different but still delicious.
Reheating
Since this is a no-bake, chilled dessert, it’s best enjoyed cold. Reheating is not recommended as it will cause the pie to lose its creamy texture and set. Just grab it straight from the fridge for the perfect, cool indulgence.
FAQs
Can I use fresh pineapple instead of canned?
Absolutely! Just be sure to drain the fresh pineapple well to avoid extra moisture that could soak your crust. Fresh pineapple will add a bright, natural sweetness that’s wonderful in the pie.
Is there a substitute for sweetened condensed milk?
Sweetened condensed milk is key to the creamy sweetness and texture of Millionaire Pie, but you can experiment with evaporated milk mixed with sugar, though the consistency might differ slightly. For the classic pie, it’s best not to skip it.
How long does it take to chill the pie?
Chilling the pie for at least 4 hours is crucial so it can fully set and the flavors blend well. Overnight chilling is even better if you have the time—it makes slicing cleaner and the taste richer.
Can I make this pie vegan or dairy-free?
Traditional Millionaire Pie relies on dairy ingredients, but to make a vegan version, substitute whipped topping with coconut whipped cream and use a dairy-free condensed milk alternative. Keep in mind that the flavor and texture will vary.
What makes this pie a “Millionaire”?
The name “Millionaire Pie” reflects the decadent combination of ingredients like sweetened condensed milk, nuts, and tropical fruits that come together in a simple no-bake dessert fit for celebrations. It feels luxurious without being complicated.
Final Thoughts
If you’re craving a cool, creamy dessert that offers a little bit of tropical sunshine with every bite, you really can’t go wrong with the Millionaire Pie Recipe. It’s straightforward to make, endlessly satisfying, and perfect for sharing with friends and family. Once you try it, this pie just might become one of your go-to favorites for anytime you want to impress without the fuss.
Print
Millionaire Pie Recipe
- Prep Time: 15 minutes
- Cook Time: 0 minutes
- Total Time: 4 hours 15 minutes
- Yield: 8 servings
- Category: Dessert
- Method: No-Cook
- Cuisine: American
- Diet: Vegetarian
Description
Millionaire Pie is a luscious no-bake dessert featuring a creamy mixture of sweetened condensed milk, tart lemon juice, crushed pineapple, chopped pecans, shredded coconut, and fluffy whipped topping, all nestled in a crisp graham cracker crust. Perfect for a quick yet indulgent treat, this pie offers a tropical twist and is ideal for warm weather gatherings or an easy summer dessert.
Ingredients
Crust
- 1 prepared graham cracker crust (9-inch)
Filling
- 1 can (14 ounces) sweetened condensed milk
- 1/4 cup lemon juice
- 1 can (8 ounces) crushed pineapple, drained
- 1 cup chopped pecans
- 1 cup sweetened shredded coconut
- 1 1/2 cups whipped topping (such as Cool Whip)
Garnish (optional)
- Maraschino cherries
Instructions
- Prepare the lemon mixture: In a large bowl, combine the sweetened condensed milk and lemon juice, stirring continuously until the mixture thickens slightly.
- Add fruit and nuts: Fold in the drained crushed pineapple, chopped pecans, and shredded coconut gently to evenly distribute all ingredients.
- Incorporate whipped topping: Gently fold in the whipped topping until the mixture becomes light and fluffy, ensuring not to deflate the whipped topping.
- Fill the crust: Spoon the filling mixture into the prepared graham cracker crust and smooth the top with a spatula for an even surface.
- Chill the pie: Refrigerate the pie for at least 4 hours, or until it is firm and thoroughly chilled to set the filling.
- Garnish and serve: Just before serving, optionally garnish the pie with maraschino cherries for added color and sweetness.
Notes
- For a more tropical flavor, add chopped mango or use toasted coconut instead of regular shredded coconut.
- This pie can be made up to a day in advance and stored covered in the refrigerator.
- Handle the whipped topping gently to maintain a light, airy texture in the filling.
- Ensure the pineapple is well drained to prevent excess moisture from making the pie soggy.

